Current Deposit Rates
Current Deposit Rates - Effective: 7/23/2024
| Account Type | Rate | APY | Minimum |
|---|---|---|---|
| Youth Account (Age 0 - 17) | 0.500% | 0.50% | $5.00 | Share Account | 0.100% | 0.10% | $5.00 |
| Special Share Account | 0.100% | 0.10% | $0.01 |
| Vacation Club Account | 0.100% | 0.10% | $0.01 |
| Christmas Club Account | 0.499% | 0.50% | $0.01 |
| Escrow/Educational Account | 0.100% | 0.10% | $0.01 |
| Saver's Sweepstake Account | 0.200% | 0.20% | $5.00 |
| Free Checking Account | 0.050% | 0.05% | $500.00 (no minimum to open) |
Certificates
| Term | Rate | APY | Minimum |
|---|---|---|---|
| 10 MONTH SPECIAL | 4.513% | 4.59% | $500.00 | 6 Months | 4.426% | 4.50% | $1,000.00 |
| 9 Months | 4.426% | 4.50% | $1,000.00 |
| 12 Months | 4.184% | 4.25% | $1,000.00 |
| 18 Months | 3.941% | 4.00% | $1,000.00 |
| 24 Months | 3.941% | 4.00% | $1,000.00 |
| 36 Months | 3.941% | 4.00% | $1,000.00 |
| Youngster (Age 0-12) | 4.184% | 4.25% | $100.00 |
| Teenager (Age 13-17) | 5.390% | 5.50% | $100.00 |
Money Market Account
| Rate | APY | Minimum |
|---|---|---|
| 0.100% | 0.10% | $.01 – 4,999.99 |
| 1.244% | 1.25% | $5,000.00 – 9,999.99 |
| 1.393% | 1.40% | $10,000.00 – 24,999.99 |
| 1.591% | 1.60% | $25,000.00 – 49,999.99 |
| 1.788% | 1.80% | $50,000.00 – 74,999.99 |
| 1.985% | 2.00% | $75,000.00 – 99,999.99 |
| 2.231% | 2.25% | $100,000.00 – above |
APY = Annual Percentage Yield. All rates are subject to change.